Christmas Gift
Budget Calculator

🎁 How to Use the Gift Budget Calculator

Set your total holiday spending budget at the top, then add each person you're buying for. Enter a name and how much you plan to spend on them. The calculator tracks your total allocations and shows how much of your budget remains — helping you avoid overspending this holiday season.

Holiday Budgeting Tips

The average American spends around $900 on holiday gifts each year. Setting a budget before you shop is the single best way to avoid January credit card regret. Start by listing everyone you're buying for, then work backward from what you can afford.

Don't forget to budget for wrapping paper, shipping costs, gift bags, and cards — these extras can add 10-15% to your total gift spending. And consider setting aside a small buffer for last-minute gifts or Secret Santa exchanges.